(610) 486-5590
810 Darby Rd, Havertown, PA 19083, United States
Early & Late Hours For Your Convenience
(610) 486-5590
810 Darby Rd, Havertown, PA 19083, United States
Early & Late Hours For Your Convenience
(610) 486-5590
Insurance & Billing
Get clear answers about your coverage, find out which PPO plans we accept, and learn how our Haverford Township team helps you save.
Insurance paperwork is rarely anyone's favorite part of a dental visit, and we get that. At Havertown Dental Arts, we try to make the business side of your care as straightforward as possible, so you can focus on your smile instead of spreadsheets and claim codes.
Our front desk team works with most major dental insurance carriers serving Haverford Township and the greater Havertown area. We verify your benefits before treatment whenever possible, explain your coverage in plain language, and file claims on your behalf so you're not left chasing reimbursement paperwork after your appointment.
Whether you have a PPO plan through your employer, an individual dental policy, or coverage through a family member, our team can help you understand what's covered, what you'll owe out of pocket, and how to plan for treatment that falls outside your annual maximum.
Insurance questions come up constantly, and we've built our process around answering them before they become surprises on your bill.
Before major treatment, we contact your carrier to confirm your remaining annual maximum, deductible, and coverage percentages for the specific procedure you need.
We submit claims electronically to your insurer after every visit, which generally speeds up processing and keeps you from handling the paperwork yourself.
You'll receive a written estimate of your expected out-of-pocket cost before we move forward with treatment, so nothing about your bill feels like a surprise.
Dental insurance is not one-size-fits-all, and every plan has its own fee schedule, waiting periods, and list of covered procedures. We accept most PPO insurance plans and are in-network with many of the carriers our patients in Havertown and the surrounding townships already carry, including:
If your plan isn't listed above, don't assume you're out of luck. Many PPO plans allow you to see any licensed dentist and simply reimburse at a different percentage for out-of-network providers. Call our office at (610) 486-5590 and our team will look up your specific plan and explain how your out-of-network benefits apply to treatment here.
For patients without dental insurance, or those whose plans have limited annual maximums, we're happy to talk through financing options and treatment sequencing that spreads larger cases over more than one calendar year when that makes financial sense. New to our practice? Visit our New Patients page for everything you need before your first visit.
"We ask our patients to bring their insurance card to the first visit, and from there, our team does the legwork. You shouldn't have to become an insurance expert just to understand your own benefits."
- The Team at Havertown Dental Arts
Questions about a specific plan or procedure? Reach out before your visit so we can check your benefits ahead of time.
Call (610) 486-5590Common questions our Haverford Township patients ask about dental insurance and billing.
We accept most major PPO dental insurance plans, including Delta Dental, MetLife, Cigna, Aetna, and United Healthcare. If your plan is not one of these, call our office and we will look up your specific benefits and explain how coverage applies to treatment at our practice.
In-network means we have a contracted fee agreement with your insurer, which typically lowers your out-of-pocket cost. Out-of-network means your plan may still pay a percentage of our standard fees, just at a different reimbursement rate. We'll calculate both scenarios for you before treatment so you know exactly what to expect.
Yes. Our team files claims electronically on your behalf after each visit, so you're not responsible for submitting paperwork yourself. Most carriers process electronic claims faster than mailed forms, and we follow up on outstanding claims so reimbursements don't fall through the cracks.
We'll give you a written estimate showing exactly what your plan is expected to cover and what portion you'll be responsible for before any work begins. If a treatment exceeds your annual maximum, we can discuss sequencing it over two calendar years, or walk through financing options that fit your budget.
Some plans require a pre-treatment estimate or prior authorization for larger procedures like crowns, bridges, or periodontal therapy. Our team checks whether your plan requires this step and handles the submission on your behalf, so there are no delays once you're ready to move forward.
Plenty of our patients visit us without dental insurance, and that's perfectly fine. We'll provide a clear breakdown of fees up front and are glad to talk through payment options and treatment sequencing that makes necessary care more manageable financially.
Your deductible is the amount you pay before your plan starts contributing, and your annual maximum is the total dollar amount your plan will pay in a calendar year. Once we verify your benefits, we'll tell you how much of each has already been used and how that affects your estimate for upcoming treatment.
Yes, as long as you're listed as a dependent or covered family member on the policy. Bring the policyholder's information and insurance card to your appointment so our team can verify eligibility and file the claim correctly under that plan.
BOOK YOUR VISIT
Join the Havertown families who trust Havertown Dental Arts. New patients and emergencies are always welcome.